Most people don't refuse to get free money, especially when the economy is in the unloaded form or they're struggling financially. Citi Extra Cash Rewards program is an incentive program by which individuals can earn 10 percent of every qualified purchase they make. Every card holders of the Citi Mastercard have this “cash back” feature called the “Citi Extra Cash” program which does not have any fees and the cash is available to members only for use in purchasing discounted items.

Citi Extra Cash rewards program offers online savings on so many items including travel, entertainment, merchandise and many more. ExtraCash.Citi.com is the website for Citibank which helps you to manage the extra cash program for Citibank and it is absolutely free to join this program at the site if you have an eligible Citibank credit card. Citi shopping rewards program offers a 10% rebate on all of your credit card purchases anywhere. Additionally, you will get $100 Extra Cash bonus when you sign up first for the program with your eligible Citibank credit card.

How to Cash in Citi Card Extra Cash?

Citi cards maintain a separate website to manage the extra cash program and you have to register first at the website to claim and use your extra cash. To register at the site, you need to enter your personal information and also account number on your Citi card.

To select product or service, click on the icon and follow the easy instructions. While selecting the product, you will be shown the current retail price and also the amount of Extra Cash that you may use for purchase of products such as airline tickets, hotel accommodations, gift cards and DVDs. Everyday the website features special items at an even more discounted price.

Add selected items to your cart. Extra Cash from Citi features a shopping cart where you place the items that you want until you're ready to check out. When the shopping is finished, check out the products for confirmation. Once you have everything you want in your shopping cart, enter the shipping location and a credit card number to bill the amount that not covered by extra cash. With your cash, only a certain percentage ranging from 5 to 50 percent of the price of an item can be covered and you must pay the other amount.

On confirmation of the transaction, give your eligible Citi credit card to cover the remaining unpaid balance after using your Extra Cash. The amount of Extra Cash that you have used is automatically subtracted from your account balance.

Extra Cash Program features:

In the catalog, each item has two components to its price:

• The maximum in Extra Cash you can apply towards the purchase
• The minimum in real dollars you must spend

For example, a $100 Macy’s gift card is available for $90 in real dollars + $10 in Extra Cash.

In the mall, most of the items are overpriced but there are over 70 gift card merchants, in conjunction with over 8000 hotel locations that are eligible for Extra Cash discounts.

How to redeem points?

For the extra cash program, to redeem reward points is different way from a regular reward program. Most reward programs for travel either permit you to exchange points for miles, use points for travel or you book your own travel. Then, you can claim a statement credit using your points. To redeem for merchandise rewards, you simply use the required points. Use your points to get a discount (some great, some not so good) not to get a reward for free. These discounts are available for merchandises and gift cards.

Citi Extra Cash Rewards Program Review and scam:

Extra Cash reward program is separate from Citi and only eligible presently for the Citi MasterCard. You can earn 10% rebates or 10 extra cash points for every dollar that you spend on your card only after enrolling the program. Citicards send out promotional invitation from time to time for application of their credit card.

You can earn 10 dollars in extra cash from Citi for a limited time if you received invitation for a Citi Platinum Select Card. This extra cash can be applied towards gift cards from retailers such as Gap and Macys. On approval, you may also get $100 extra cash. By simply login or enroll at extracash.citi.com, you can start to get great discounts and offers with your extra cash.

As the items offered on the site includes both a real price (the price you pay) and the extra cash price, many people feel it is a scam. However, it depends upon how you see. First of all, people feel that the prices on the item are more than its original price. You have to pay for the real price even after the extra cash is being applied. So, it felt like the extra cash was given to inveigle you to get shop for things and then have to pay with real dollars versus a full redemption.

Many people have complained that extra cash is simply a way to get a discount on overpriced item, by creating the extra cash value less than its original.

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